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Across the internet, people won’t shut up about community: why we need it, how it’s changed, and most importantly, how we don’t have enough of it.
I’ve talked about the loneliness epidemic and the benefits of having a money community myself, and it’s about more than just sharing friendship bracelets during the Eras tour. Finding your money community can mean benefits like higher salaries, reaching more goals, and feeling less alone.
But no one seems to talk about realistic ways to actually build community.
What do I even mean by a “money community?”
I’m not talking about starting a movement–I’m talking about finding other folks who talk openly about money and are on a similar journey as you.
So today we’re covering five ways you can expand your money community:
1. Follow money experts on social.
One of the easiest ways to surround yourself with more money-positive folks is to find them online. You might have even found my work there yourself. 😏
Not long ago, it used to be pretty difficult to find anyone talking about money that wasn’t a neurotypical straight cis white dude. But not anymore!
There are SO many amazing voices in the personal finance space, and you can absolutely find someone who you can connect with on a deeper level.
Here are some money experts I love:
- Jannese Torres – Latina finance creator and Yo Quiero Dinero podcast host
- Tiffany Aliche – aka The Budgetnista and author of Get Good with Money
- Jazmin Higgins – aka Budget with Jazmin
- Ellyce Fulmore – Queerd Co. founder and ADHD finance creator
- Debt Free Guys – hosts of the Queer Money Podcast
- Jamila Souffrant – Journey to Launch founder and author of Your Journey To Financial Freedom
- Ramit Sethi – founder of I Will Teach You to Be Rich and author of Money for Couples
- Vivian Tu – aka Your Rich BFF and author of Rich AF
One of the things I love about this is that you get to find folks who are a few steps ahead of you and learn from their journey.
2. Suggest a money book for your book club.
As you can see from the above list, there are several money books to help you on your way. You’ll not only learn the author’s story, but also likely hear stories from their community as well.
When you pick a money book for your club, you’ll open up a very natural discussion that can make it easier to have more candid money conversations.
This is generally a low-cost way to get in-depth money info. And you can always use your library!!
Here’s a list of books I recommend to build money confidence, and of course, I have to include my book, Financial Feminist. It’s been amazing to hear about folks who have read Financial Feminist for their book club and discussed it with their friends.
3. Be the person who starts the conversation.
Ok, yes, being the one to start the conversation is a little harder. But if you could make it through the pilates class your friend made you do for her bachelorette, you can do this, too.
Oftentimes people are willing to talk about money–but they just don’t want to be the person who brings it up.
How can you break the ice?
Here are a few simple ways to casually bring up money in conversation (without making it weird):
- Got a raise? Mention the amount or percentage.
- Saved on car insurance when you got married? Share the discount.
- Started a new job? Talk about the negotiation process or your new benefits.
- Committed to a new budget? Be open about it with your friends.
It doesn’t have to only be about dollars and cents–benefits and money strategies totally count–but I encourage you to be as transparent as feels comfortable. Not only will it make talking about money easier for YOU, but also for your friends.
4. Join a free online community.
I know sometimes it feels like you’re the only one in your friend group or family who is on a money journey. It’s lonelier than a solo trip to Disney (which I actually highly recommend, but anyhow).
Free online communities are dedicated spaces to talk about money. You can find them on Facebook, Discord, Reddit, and lots of other places.
One of the reasons I started my Financial Feminists Facebook group was to give people in the Her First $100K community a place to share their wins, ask their questions, and connect with others facing the same challenges. It’s one of the best places on the internet to talk money–and it’s totally free!
It may take some time finding the right one, but on the bright side, this is one of the easiest tips on the list! 😉
5. Join a paid community.
If you want to go further with your goal and money knowledge, my top recommendation is to join a paid community.
What’s the benefit of a paid community over a free one?
A paid community requires a level of buy-in from members and a level of commitment from the host. Paid communities are generally more focused and can help you achieve more specific goals.
What does this look like in practice?
I lead two paid communities–Stock Market School, where I help members become investing pros, and The $100K Club, where I help folks build money confidence and make plans to achieve their goals.
While I offer dedicated courses and TONS of resources in both of my communities, one of the biggest benefits members talk about is getting to hear from others in the same boat. I get it–you might see goals like saving $100K and feel like you have a better chance of marrying SZA–but seeing someone share their win of paying off $5,000 in credit card debt feels relatable.
(Side note: $100K can be doable.)
And don’t worry, as you can see from this list, we have both around here at HFK!
Creating your own money community
It’s not always easy to find safe spaces to discuss your money and goals, but by applying even a few of the above ideas, you can broaden your money community.
And the benefits are worth it. You weren’t meant to do any of this alone–learning about money is SO much better when you’re part of a group of like-minded folks.
Ready to make 2025 your year?
For the first time EVER, I’m teaching ALL the strategies that have helped countless women save money, pay off debt, and grow their net worth (but really, feel happier, healthier, and more f*cking powerful).
In The $100K Club, you’ll get in-depth teaching from me, alongside every template I use to manage my own money, PLUS a community of champions to keep you accountable.
